Arrange finance for your property
Whatever type of finance you need, we can help – whether you’re 18 or 88. It’s important to get the right solution – your home is at risk if you fail to keep up repayments on a mortgage, or another loan secured against your property.
We search the whole of the market to help you find finance, whether you’re buying your first home, re-mortgaging, moving to a bigger property, downsizing or releasing equity from your property in later life.
We also help if you’re looking to buy an investment property, buy a commercial property for your business, if you need short-term finance for a development project or you want to build your own home. Bear in mind though, that some buy-to-let and commercial mortgages aren’t regulated by the Financial Conduct Authority. We can explain more when we meet.
There are lots of options, from fixed rates, to trackers, and offset mortgages. It can get complex, especially if your situation’s a little out of the ordinary – say if you’re self-employed or on a temporary contract. The lender’s rules matter just as much as the rate, your income and the amount you want to borrow. Because of that, it pays to talk to an expert - so you get a mortgage that’s right for you.
We aim to make the process as straight forward and hassle free as possible – even in the most difficult of cases - by following your application through to completion. Where appropriate we will liaise with your estate agent and solicitor to ensure all goes through smoothly.
"A huge recommendation for Providus Financial. They were on hand to answer all my questions and were professional and highly efficient in managing my whole remortgage process. The remortgage was completed in record time! Simply excellent"